# Privacy Policy ### Introduction Predium is the operator of the prediction platform accessible at predium.finance (“Platform”, “we”, “us”) and acts as data controller for purposes of applicable data protection law. This Privacy Policy explains how we collect, use, and protect information when you use the Platform. It forms part of our Terms of Use available at predium.finance/terms. By accessing or using the Platform, you agree to this Privacy Policy. If you do not agree, do not use the Platform. Contact: ### Information We Collect A) Information you provide voluntarily * Account identifiers (optional): email address, phone number (if you choose email or SMS login), username or display name, profile image * Security data: two-factor authentication configuration data * Support communications: messages, tickets, and correspondence with our support team * Affiliate data (if applicable): referral identifiers, performance metrics, payout wallet address (processed solely for commission payouts and not shared with third parties except as required for settlement), and traffic information you provide * Referral data (if applicable): referral code used at registration and referral relationship identifier, used solely for the purpose of calculating and crediting referral commissions. B) Wallet and blockchain information * Public blockchain wallet address * Transaction hashes, timestamps, amounts, and settlement outcomes * Prediction history linked to your wallet or account *We do not collect, store, or have access to private keys or seed phrases.* C) Automatically collected information * Usage data: pages visited, features used, session duration, interactions * Device data: browser type, operating system, language, timezone * IP address: processed on the basis of our legitimate interests in platform security and fraud prevention, and is not used for targeted advertising ### Cookies and Analytics We use cookies and similar technologies as follows: * Essential cookies: required for authentication and platform security. These are set automatically and cannot be disabled without affecting Platform functionality. * Preference cookies: UI settings and language preferences. * Analytics cookies: used to understand aggregated Platform usage and improve the service. Analytics cookies are set only following your explicit consent provided through our cookie consent mechanism. You may withdraw consent at any time via your browser settings or our cookie controls. *Analytics data processed by third-party services such as Google Analytics may be transferred outside the European Economic Area under appropriate safeguards including Standard Contractual Clauses.* ### How We Use Information We process information to: * Operate and maintain the Platform * Process Prediction Events, settlements, and withdrawals * Provide customer support * Detect fraud, abuse, and security threats * Improve Platform performance, stability, and user experience * Manage the affiliate program * Comply with lawful requests where applicable * Manage the referral program and track referral relationships between users ### Legal Basis for Processing (GDPR — where applicable) Where GDPR applies, processing is based on: * Contractual necessity: to provide the services you have requested * Legitimate interests: platform security, fraud prevention, and service improvement. Where we rely on legitimate interests, we have assessed that our interests do not override your fundamental rights and freedoms. * Consent: analytics and non-essential cookies. You may withdraw consent at any time without affecting the lawfulness of processing carried out prior to withdrawal. * Legal obligations: where required by applicable law ### Data Sharing We may share limited data with the following categories of recipients: Service providers (data processors) * Authentication and wallet infrastructure: Privy * Analytics: Google Analytics * Customer support and ticketing tools * Cloud infrastructure providers *These providers are bound by their own terms and privacy policies and process data only as necessary to provide their respective services to us.* Legal requirements Information may be disclosed if required by applicable law, valid legal process, or to protect the rights, property, or safety of the Platform, its users, or the public. Public blockchain Blockchain transactions are public and immutable by design. We do not control or modify blockchain records. We do not sell personal data. ### Data Retention We retain personal data for no longer than necessary for the purposes described in this Privacy Policy. The following retention periods apply:
Data CategoryRetention PeriodBasis
Account and profile data3 years after account closureDispute resolution, legal obligations
Transaction and prediction data5 yearsAML and compliance requirements
Support communications2 years after resolutionQuality assurance, legal claims
Affiliate records5 years after final settlementAccounting and settlement purposes
Analytics data26 monthsGoogle Analytics default retention
Blockchain dataIndefinitely (public ledger)Immutable by design
*Retention periods may be extended where required by law or where data is necessary for ongoing legal proceedings.* ### Security We apply reasonable technical and organizational safeguards, including: * Encrypted connections (TLS) * Access controls and activity logging * Monitoring for abuse and suspicious activity
No system is completely secure. You use the Platform at your own risk.
Your responsibility: * Never share private keys or seed phrases * Enable two-factor authentication where available * Verify official domains and links to avoid phishing ### Your Rights Depending on your jurisdiction, you may have the right to: * Access your personal data * Request correction of inaccurate data * Request deletion (where technically and legally possible) * Object to or restrict processing * Withdraw consent (for analytics and non-essential cookies) * Data portability (where applicable under GDPR)
*Blockchain data cannot be deleted due to its immutable nature. Rights requests relating to on-chain data cannot be fulfilled.*
To exercise your rights, contact: . We will respond within 30 days. ### International Data Transfers Your data may be processed by our service providers in multiple jurisdictions. Where data is transferred outside the European Economic Area, we ensure appropriate safeguards are in place, including Standard Contractual Clauses approved by the European Commission. By using the Platform, you acknowledge that your data may be transferred internationally subject to such safeguards. ### Children’s Privacy The Platform is not intended for users under 18 years of age, consistent with the eligibility requirements in our Terms of Use. We do not knowingly collect personal data from minors. If we become aware that personal data has been collected from a person under 18, we will delete it promptly. ### Governing Law This Privacy Policy is governed by general principles of international data protection law. Where GDPR applies, it takes precedence. Disputes relating to this Privacy Policy shall be resolved through the same mechanism described in the Terms of Use. ### Policy Updates We may update this Privacy Policy from time to time. Material changes will be communicated via the Platform. Continued use of the Platform after publication of changes constitutes acceptance of the updated Privacy Policy. ### Contact For questions, requests, or complaints relating to this Privacy Policy or the processing of your personal data, contact: --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://predium-finance.gitbook.io/predium.docs/privacy-policy.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.